Privacy Policy

Last updated October 13, 2026

This policy explains what the company that operates Nine Pearls ("we", "us") collects when you use Nine Pearls, why, and the choices you have. The short version: we collect only what we need to run your ledger, we do not sell your data, and we do not show you ads.

What we collect

How we use it

If we ever send marketing emails, we will only do so with your permission, and every one will include a way to unsubscribe.

Who we share it with

We do not sell or rent your personal information. We share it only with the service providers that run Nine Pearls for us, under their own privacy and security commitments: Stripe (payments), Supabase (accounts and database), Vercel (hosting) and Resend (account emails). We may also disclose information if the law requires it.

Cookies and local storage

Nine Pearls uses your browser's local storage to keep you signed in and to remember small preferences like Day or Night mode. We do not use advertising cookies or third-party trackers.

How long we keep it

We keep your account and ledger for as long as your account exists. When you delete your account, your ledger and login are deleted right away. Purchase records are kept as long as tax and accounting laws require.

Your choices and rights

Your state privacy rights

Depending on where you live (for example California, Colorado, Connecticut, Virginia, Texas and other states with privacy laws), you may have the right to know what personal information we hold about you, to get a copy of it, to correct it, to delete it, and to opt out of its sale, sharing for targeted advertising, or profiling.

We do not sell your personal information, and we do not share it for targeted advertising, as those terms are defined under California law and similar state laws. We do not use it for profiling that produces legal or similarly significant effects. We honor Global Privacy Control signals as an opt-out, although we do not sell or share data to begin with.

To use any of these rights, email our contact email or use the Download and Delete buttons in the app. We will verify the request comes from the account owner and respond within the time the law requires, usually 45 days. You may also use an authorized agent. We will never treat you differently for using your privacy rights. If we deny a request, you can appeal by replying to our decision, and we will respond within the time the law requires.

We do not knowingly collect sensitive personal information as defined by state privacy laws. Please do not write medical diagnoses or other sensitive details in your ledger if you would rather keep them out of any online service.

Security

Your ledger is protected by row-level security, which means each account can only ever read its own data. Traffic is encrypted with HTTPS. No system is perfectly secure, but we take reasonable measures to protect your information and will notify you if a breach affects you, as the law requires.

Children

Nine Pearls is for adults 18 and older. We do not knowingly collect information from anyone under 18. If you believe a minor has created an account, email us and we will delete it.

Changes

If we change this policy in a meaningful way, we will tell you by email or in the app before the change takes effect.

Contact

the company that operates Nine Pearls, Florida. Email: our contact email.